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Due to the rising number of COVID cases, certain branches may temporarily close or offer drive-thru service only. Click here for the most up-to-date information.

Note: Effective Monday, December 13, in accordance with Governor Hochul’s statewide mask mandate, masks will be required for all people inside any SEFCU location, regardless of vaccination status.

Online Banking

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20,000 bonus points

Get bonus points when you open a credit card!

Open a SEFCU Lightning Credit Card® or a SEFCU World™ Mastercard® before January 31, 2022 and get 20,000 bonus points when you spend $2,000 by February 28, 2022††. 

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Earn 2x points for purchases through January 31, 2022!

Get double points for all eligible purchases now through the end of January.

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Ready to join SEFCU?

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We make it easy to make the switch.

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Get a free insurance quote today!

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SEFCU Insurance Agency has the products you need to protect what's most important.

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Get new wheels!

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Check out SEFCU's Auto-Buying Program to help find the vehicle you have in mind.

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Get involved in local events.

Check out upcoming events near you.

Auto Loans 2017-2023

Rates as low as
1.74% APR**
for 60 months

Credit Card

Rates as low as
8.24% APR***
For purchases and balance transfers

Mortgage

30-year fixed-rate
3.500% Rate
3.624% APR*

Personal Loan

Rates as low as
4.99% APR*
for 60 months

Share Certificates

Open a 12-month
Share Certificate at
0.40% APY*

We're committed to changing lives every day.

Join us in making a difference for friends and neighbors.

Ready To Join? Let's Get Started

Open your new SEFCU account and start taking advantage of all the benefits of SEFCU membership.

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