OverviewEnjoy the benefits of leasing while retaining the title of your vehicle.Get behind the wheel of your dream car. If you like the advantages of a lease - but not the terms - SEFCU's Auto Advantage offers so many advantages!
|
 Rates valid for model years 2017–2023 |
Features & BenefitsCompetitive rates
|
|
Rates
Auto Advantage
| Approximate Repayment Term | APR* as low as |
|---|---|
| 24 Months | 2.49% |
| 36 Months | 2.64% |
| 48 Months | 2.64% |
| 60 Months | 2.64% |
| 72 Months | 2.89% |
Apply Now
Apply for a SEFCU New Car Loan today
|
Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
Auto Advantage
Rates as low as 2.49% APR
Lease-like benefits without the restrictions
Save up to 40% compared to traditional car loans
More to think about...
Online Loan Payments
Online loan payments
Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer
Products, services, terms, and conditions are subject to change without notice. All loans are subject to creditworthiness. SEFCU membership is required.
* Annual Percentage Rate. Published rate applies to vehicle model years 2017 and newer. Rate listed assumes credit worthiness. Other rates and terms may apply. Monthly loan payment example for a 60-month term for a $25,000 loan at 2.64% for the first 59 months, with no payment protection, would be $280.29. If only the minimum payment of $280.29 is made for those 59 months, a balloon payment (also referred to as Residual Value) of $10,881.86 will be due as your final payment. Please note that your balloon payment is dependent on the residual value of the financed vehicle. The residual value is impacted by items such as estimated mileage usage, vehicle year, make and model. Rates accurate as of today - May 17, 2022 and subject to change without notice. SEFCU offers a rate reduction of 0.25% based on the published rate for Active U.S. Military and Veterans. Learn more about Paying it Back.
| Year | Loan Term | Mileage May NOT Exceed |
|---|---|---|
| Future Model Year |
24, 36, 48, 60, 72 |
30,000 |
| Current Model Years |
24, 36, 48, 60, 72 |
30,000 |
| 1 Year Old Models |
24, 36, 48, 60, 72*** |
30,000 |
| 2 Year Old Models |
24, 36, 48, 60, 72 |
60,000 |
| 3 Year Old Models |
24, 36, 48, 60, 72 |
75,000 |
| 4 Year Old Models |
24, 36, 48, 60, 72 |
90,000 |
| 5 Year Old Models |
24, 36, 48, 60, 72 |
105,000 |