OverviewBusiness checking that works for you.SEFCU's Business Checking account provides easy access to your funds and allows for simple record keeping. Plus, your Business Debit Mastercard® lets you make purchases and gives you instant access to cash.
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![]() Free means free$0 monthly service fees |
Features & BenefitsLets look at the quick wins
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Fees
Service Fees Comparison
Click here for a full list of fees
Item | SEFCU Fee | New York State Bank/Credit Union average fee^ (as of May 2020) |
---|---|---|
Monthly Maintenance Fee |
$0 |
$9.50 |
Counter Checks (4 per page) |
$2 ($0.50/per) |
$1.96 per |
Teller Checks |
$0 |
$6.53 |
Overdraft Transfer from Savings |
$1 |
$7.90 |
Returned Checks - Deposited |
$10 |
$14.79 |
Returned Checks - Insufficient Funds Charge** |
$28 |
$33.63 |
Paid Checks - Insufficient Funds Charge |
$28 |
$33.48 |
Stop Payment on Counter, Personal, or Teller Check (Official) |
$10 |
$30.50 |
^New York bank/credit union average fees are accurate as of May 2020 and are published in New York Credit Union Association’s RateWatch.
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Business Checking Account
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Business Savings
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Business Checking
Easily managed checking
No monthly maintenance fees
Automatic overdraft protection
Online and mobile banking
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