Business Checking

Overview

Business checking that works for you.

SEFCU's Business Checking account provides easy access to your funds and allows for simple record keeping. Plus, your Business Debit Mastercard® lets you make purchases and gives you instant access to cash.

 

Hand holding smartphone

Free means free

$0 monthly service fees

Features & Benefits

Lets look at the quick wins

  • No monthly maintenance fees
  • Automatic overdraft protection
  • Online and mobile banking
  • Free bill pay
  • Competitive prices on business checks
  • Remote deposit capture
  • Security and convenience of night drop boxes
  • Merchant card processing available
no fees

 


Fees

Service Fees Comparison

Click here for a full list of fees

Item SEFCU Fee New York State Bank/Credit Union average fee^
(as of May 2020)

Monthly Maintenance Fee

$0

$9.50

Counter Checks (4 per page)

$2 ($0.50/per)

$1.96 per

Teller Checks

$0

$6.53

Overdraft Transfer from Savings

$1

$7.90

Returned Checks - Deposited

$10

$14.79

Returned Checks - Insufficient Funds Charge**

$28

$33.63

Paid Checks - Insufficient Funds Charge

$28

$33.48

Stop Payment on Counter, Personal, or Teller Check (Official)

$10

$30.50

^New York bank/credit union average fees are accurate as of May 2020 and are published in New York Credit Union Association’s RateWatch.


Compare

See which account is best for you

Business Checking Account

  • No monthly maintenance fees
  • Automatic overdraft protection
  • Online and mobile banking
  • Free bill pay
  • Competitive prices on business checks
  • Remote deposit capture
  • Merchant card processing available 

Business Savings

  • Earn higher dividends with Preferred Savings
  • Choose Preferred Plus so the more you save, the more you earn
  • Owner's Choice lets you name your accounts
  • Share Certificates offer flexible terms

Learn More


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Open a SEFCU Business Checking Account today

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Business Checking

Easily managed checking

No monthly maintenance fees

Automatic overdraft protection

Online and mobile banking

Open Today

View Business Checking

*****Items returned unpaid (e.g., checks, ACH, bill payments) that are re-presented again for payment will be charged additional insufficient funds fees if available funds in your account are still insufficient when re-presented.