Business Checking

Overview

Business checking that works for you.

SEFCU's Business Checking account provides easy access to your funds and allows for simple record keeping. Plus, your Business Debit Mastercard® lets you make purchases and gives you instant access to cash.

 

Hand holding smartphone

Free means free

$0 monthly service fees

Features & Benefits

Lets look at the quick wins

  • No monthly maintenance fees
  • Automatic overdraft protection
  • Online and mobile banking
  • Free bill pay*
  • Competitive prices on business checks
  • Remote deposit capture
  • Security and convenience of night drop boxes
  • Merchant card processing available
no fees

 


Fees

Service Fees

Item Fee New York State
bank/credit union average fee**
(as of July 2018)
Certified Personal Check $5 $9.98
Check Protest Fee $15  
Copy of Canceled Check $5 $3.69
Counter Checks (4 per page) $2 ($0.50/per) $1.72/per
Original Canceled Check $5  
Returned Checks - Deposited $10  
Overdraft Transfer from Savings $2.50 $8.59
Returned Checks - NSF (Non-Sufficient Funds) $25 $33.50
Return NSF from POS/Check Card $25 $33.41
Stop Payment done through SEFCU Online $10  
Stop Payment on Counter Check $20 $29.77
Stop Payment on Personal Check $20 $29.77
Stop Payment on Teller (Official) Check $20 $29.77
Monthly Charge No fee $7.60

** New York bank/credit union average fees are accurate as of July 2018 and are published in New York Credit Union Association’s RateWatch.


Compare

See which account is best for you

Business Checking Account

  • No monthly maintenance fees
  • Automatic overdraft protection
  • Online and mobile banking
  • Free bill pay*
  • Competitive prices on business checks
  • Remote deposit capture
  • Merchant card processing available 

Business Savings

  • Earn higher dividends with Preferred Savings
  • Choose Preferred Plus so the more you save, the more you earn
  • Owner's Choice lets you name your accounts
  • Share Certificates offer flexible terms

Learn More


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Business Checking

Easily managed checking

No monthly maintenance fees

Automatic overdraft protection

Online and mobile banking

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View Business Checking

*Members with an average balance of $500 or more in their Business Checking account will receive the first 15 bills for free then $.50 for each additional bill.  Members with an average balance of less than $500 in their Business Checking account will be charged a flat rate of $5.95 for the first 15 bills and then $.50 for each additional bill.
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