Company 401(k) Plan

Overview

Have over 100 employees? We have you covered.

You should consider a SEFCU 401(k) plan, the plan of choice for many businesses that want to help their valued employees save and invest for the future. When you create your 401(k) plan through our relationship/affiliation with SEFCU Wealth Management Services*, you'll work with the most experienced Investment Representatives in the industry.

 Business building with money bag next to it

Reward your employees now and in the future

Features & Benefits

SEFCU 401(k) plans offer a host of benefits:

  • Optional employer match. Employees designate a percentage of each paycheck, up to a maximum amount, to go into the plan. You decide whether you will match a percentage of – or all – employee contributions.
  • Tax-deferred growth. Both employee and employer contributions grow tax-deferred, so no taxes are paid until funds are withdrawn.
  • Diversified investment options. Employees choose where to invest their 401(k) funds within a portfolio of mutual fund accounts.
  • “Catch up" provision. The IRS lets qualified employees over age 50 contribute additional money, since they have a more limited amount of time to accumulate funds for retirement.
  • Portability. Your employees will enjoy the comfort of knowing that their 401(k) assets can move with them if they change jobs. Employees who join your company can move their accumulated funds to your plan.
Growth bar graph

 

Get Started

Current SEFCU member?

Contact Us

Not a member?

Join SEFCU

 

 

 

Company 401(k) Plans

Offering a host of benefits

Optional employer match

Tax-deferred growth

And much more...

 

 

View Company 401(k)s

* Securities and financial planning offered through LPL Financial, a registered investment advisor, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. SEFCU and SEFCU Wealth Management Services are not registered broker/dealers and are not affiliated with LPL Financial.
The LPL Financial representatives associated with this Website may discuss and/or transact securities business only with residents of the following states: CA, CT, FL, MA, ME, NC, NJ, NY, PA, UT, VA, VT, and WI.