One rate, one monthly payment
Tired of juggling all your student loans? A SEFCU Consolidated Student Loan lets you combine them into one monthly payment.
No co-signer needed
Although it may help you qualify for the loan or for a lower interest rate
Features & Benefits
Simplify your student loans
What's needed to apply
- Two years of consistent employment
- Five years of credit history
- Copy of transcripts
- Proof of income
- Provide 1098E
|Sub-Account Description||Approximate Repayment Term||Percent Above Index||APR* as low as|
|Variable-rate Student Loan||180 months||4.00%||6.00%|
See which is best for you
Consolidated Student Loan
Apply for a SEFCU Consolidated Student Loan today
Current SEFCU member?
Not a member?
More to think about...
Fund Your Retirement
Consult your tax advisor
Grow your money faster than traditional savings
Online loan payments
Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer
Grow Your Savings
Open with just $500
Terms from three months to five years
* Annual Percentage Rate is variable and is based on the 3 Month LIBOR Rate. The Annual Percentage Rate is subject to change quarterly and will be determined by the 3 Month LIBOR Rate 45 days prior to the first day of January, April, July, and October plus a margin and rounded up to the nearest 0.25%. Rates accurate as of December 10, 2019 and subject to change without notice. Rate listed assumes credit worthiness. Minimum $35 monthly payment.