OverviewOne rate, one monthly paymentTired of juggling all your student loans? A SEFCU Consolidated Student Loan lets you combine them into one monthly payment. |
 No co-signer neededAlthough it may help you qualify for the loan or for a lower interest rate |
Features & BenefitsSimplify your student loans
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Requirements
What's needed to apply
- Two years of consistent employment
- Five years of credit history
- Copy of transcripts
- Proof of income
- Provide 1098E
Rates
Current Rates
| Sub-Account Description | Approximate Repayment Term | Percent Above Index | APR* as low as |
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| Variable-rate Student Loan | 180 months | 4.00% | 5.75% |
Compare
See which is best for you
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Consolidated Student Loan
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Personal Loan
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Apply Now
Apply for a SEFCU Consolidated Student Loan today
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Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
Consolidated Student Loan
Helps graduates repay loans
Variable-rate loan
Consolidate undergraduate or grad school loans
Full repayment begins immediately
Apply
More to think about...
IRA Share Certificate
Fund Your Retirement
Consult your tax advisor
Grow your money faster than traditional savings
Online Loan Payments
Online loan payments
Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer
Share Certificate
Grow Your Savings
Open with just $500
Terms from three months to five years
* Annual Percentage Rate is variable and is based on the 3 Month LIBOR Rate. The Annual Percentage Rate is subject to change quarterly and will be determined by the 3 Month LIBOR Rate 45 days prior to the first day of January, April, July, and October plus a margin and rounded up to the nearest 0.25%. Rates accurate as of April 5, 2020 and subject to change without notice. Rate listed assumes credit worthiness. Minimum $35 monthly payment.