Savings
| Item | Fee |
|---|---|
| OD (overdraft) Protection Transfer Fee | $1.00 |
Checking
| Item | Fee |
|---|---|
| Check Protest Fee | $15 |
| Copy of Canceled Check | $2 |
| Returned Checks - Insufficient Funds Charge1 | $28 |
| Paid checks – Insufficient Funds Charge | $28 |
| Stop payment on Counter, Personal, or Teller Check (official) | $10 |
Debit Cards
| Item | Fee |
|---|---|
| Deposit Correction | $7.50 |
| ATM Balance Inquiry Fee | $0 |
| ATM Foreign Transaction fee | $0/withdrawal |
| Stewart’s Shops ATM Surcharges2 | $1 |
| POS/Debit Card Insufficient Funds Charge | $28 |
| ATM Withdrawal – Insufficient Funds Charge | $28 |
| Replacement Card | $5 |
| Rush Replacement Card3 | $25 |
| Currency Conversion Fee Non U.S. Funds | 1% of transaction |
SEFCU iPay
| Item | Fee |
|---|---|
| Bill Pay NSF | $28 |
| Bill Pay Stop Payment | $20 |
Special
| Item | Fee |
|---|---|
| Account Closed Within 0-3 months | $15 |
| Account Research/Reconciliation (per hour) | $15 |
| ACH Credit Returned Payment fee | $28 |
| ACH Debit Items – Insufficient Funds Charge1 External Withdrawal (Returned) | $28 |
| ACH Debit Items – Insufficient Funds Charge External Withdrawal (Paid) | $28 |
| ACH Stop Payment on Electronic Debit | $10 |
| Canadian Items5 | $10 |
| Canadian Returned Items4 | $15 |
| Copy of Official Check or Money Order | $5 |
| Escheatment | $25 |
| Foreign Collection Item4 | $20 |
| Funds Transfer5 - Standard Outbound | $3 |
| Funds Transfer5 - Next Day Outbound | $4 |
| Funds Transfer5 - Instant Outbound | $5 |
| Inactivity Fee (Applies after 12 months of inactivity and aggregate account balance of $100 or less) |
$3/month |
| Interim Account Histories | $2 |
| IRA Close Plan Fee | $15 |
| IRA Transfer Fee | $15 |
| Loan Documents | $10 |
| Mastercard® Gift Cards6 | $3.95 |
| Money Orders (Maximum Value $1,000) | $2 |
| Restraining Notices/Levies (Legal) | $50 |
| Rush Replacement Credit Card3 | $20 |
| Safe Deposit Box Annual Fees (Patroon Creek, SEFCU Square, Wilton, and Midler only) 5x5 – 10x10 |
$50–$120 |
| Second Lien Release for Auto/RV | $10 |
| Statement Copy | $2 |
| Wire Transfers (Domestic Outgoing) | $22.50 |
| Wire Transfers (Domestic Incoming) | $0 |
| Wire Transfers (International Outgoing) | $35 |
| Wire Transfers (International Incoming) | $10 |
1Items returned unpaid (e.g., checks, ACH, bill payments) that are re-presented again for payment will be charged additional insufficient funds fees if available funds in your account are still insufficient when re-presented.
2SEFCU to reimburse the difference between the ATM surcharge fee and $1.
3Fee for delivery within United States. Fee for delivery outside of the United States will be the actual cost for expedited shipping.
4Other processing fees from out-of-U.S. institutions may apply.
5Funds transfers are initiated by you, not a third party.
6Other Mastercard fees may apply.