|OD (overdraft) Protection Transfer Fee||$1.00|
|Check Protest Fee||$15|
|Copy of Canceled Check||$2|
|Returned Checks - Insufficient Funds Charge1||$28|
|Paid checks – Insufficient Funds Charge||$28|
|Stop payment on Counter, Personal, or Teller Check (official)||$10|
|ATM Balance Inquiry Fee||$0|
|ATM Foreign Transaction fee||$0/withdrawal|
|Stewart’s Shops ATM Surcharges2||$1|
|POS/Debit Card Insufficient Funds Charge||$28|
|ATM Withdrawal – Insufficient Funds Charge||$28|
|Rush Replacement Card3||$25|
|Currency Conversion Fee Non U.S. Funds||1% of transaction|
|Bill Pay NSF||$28|
|Bill Pay Stop Payment||$20|
|Account Closed Within 0-3 months||$15|
|Account Research/Reconciliation (per hour)||$15|
|ACH Credit Returned Payment fee||$28|
|ACH Debit Items – Insufficient Funds Charge1 External Withdrawal (Returned)||$28|
|ACH Debit Items – Insufficient Funds Charge External Withdrawal (Paid)||$28|
|ACH Stop Payment on Electronic Debit||$10|
|Canadian Returned Items4||$15|
|Copy of Official Check or Money Order||$5|
|Foreign Collection Item4||$20|
|Funds Transfer5 - Standard Outbound||$3|
|Funds Transfer5 - Next Day Outbound||$4|
|Funds Transfer5 - Instant Outbound||$5|
|Inactivity Fee (Applies after 12 months of inactivity and aggregate account balance of $100 or less)||
|Interim Account Histories||$2|
|IRA Close Plan Fee||$15|
|IRA Transfer Fee||$15|
|Mastercard® Gift Cards6||$3.95|
|Money Orders (Maximum Value $1,000)||$2|
|Restraining Notices/Levies (Legal)||$50|
|Rush Replacement Credit Card3||$20|
|Safe Deposit Box Annual Fees (Patroon Creek, SEFCU Square, Wilton, and Midler only) 5x5 – 10x10||
|Second Lien Release for Auto/RV||$10|
|Wire Transfers (Domestic Outgoing)||$22.50|
|Wire Transfers (Domestic Incoming)||$0|
|Wire Transfers (International Outgoing)||$35|
|Wire Transfers (International Incoming)||$10|
1Items returned unpaid (e.g., checks, ACH, bill payments) that are re-presented again for payment will be charged additional insufficient funds fees if available funds in your account are still insufficient when re-presented.
2SEFCU to reimburse the difference between the ATM surcharge fee and $1.
3Fee for delivery within United States. Fee for delivery outside of the United States will be the actual cost for expedited shipping.
4Other processing fees from out-of-U.S. institutions may apply.
5Funds transfers are initiated by you, not a third party.
6Other Mastercard fees may apply.