13- & 23-MONTH SPECIAL CERTIFICATESatisfy your craving for higher-rate savings.Put your money to work! Earn up to 4.50% APY* with a Fixed-Rate Share Certificate that yields higher dividends than many savings accounts (as long as you keep the money there for the term). Available for personal and business accounts.
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![]() Save faster!Keep your money here and earn a higher APY* than |
Features and BenefitsWorry-free earnings
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Rates
Fixed Rates
Term | Dividend Rate | Annual Percentage Yield* |
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3 months | 2.71% | 2.75% |
6 months | 3.92% | 4.00% |
12 months | 3.92% | 4.00% |
18 months | 3.68% | 3.75% |
24 months | 3.92% | 4.00% |
36 months | 3.44% | 3.50% |
48 months | 3.44% | 3.50% |
60 months | 3.44% | 3.50% |
SPECIAL 23 months*** | 4.16% | 4.25% |
SPECIAL 13 months*** | 4.40% | 4.50% |
*Annual Percentage Yield. APY is accurate as of today - May 30, 2023.
**Note: Minimum to open and obtain APY for all Share Certificates is $500. Fees may reduce earnings. For Share Certificates, penalties may apply for early withdrawal. Certificates require Credit Union Membership.
***Once the 13-month certificate matures, the funds will roll into a 12-month certificate. Once the 23-month certificate matures, the funds will roll into a 24-month certificate. Changes can be made to the certificate, or it can be liquidated, during the 10-day period after maturity. Offer may be withdrawn at any time.
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Fixed-Rate Share Certificate**
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Risk-Free Fixed Rate Share Certificate**
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Open a SEFCU Fixed-Rate Share Certificate today
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Fixed-Rate Share Certificate
Earn steady dividends
Open with just $500
Guaranteed rate for 3-60 months
Open Today
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