Fixed-Rate Share Certificates

13- & 23-MONTH SPECIAL CERTIFICATE

Satisfy your craving for higher-rate savings.

Put your money to work! Earn up to 4.00% APY* with a Fixed-Rate Share Certificate that yields higher dividends than many savings accounts (as long as you keep the money there for the term). Available for personal and business accounts.

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Scroll down to see today's terms and rates.

Save faster!

Keep your money here and earn a higher APY* than
with a regular savings account.

Features and Benefits

Worry-free earnings

Open with $500+
Higher dividends than traditional savings accounts
Lock in your rate for three to 60 months
No-risk investment; your return is guaranteed
Can be used as collateral on a SEFCU loan

Rates

Fixed Rates

Term	Dividend Rate	Annual Percentage Yield*
3 months	1.48%	1.50%
6 months	2.46%	2.50%
12 months	2.71%	2.75%
18 months	3.19%	3.25%
24 months	3.19%	3.25%
36 months	3.44%	3.50%
48 months	3.44%	3.50%
60 months	3.44%	3.50%
SPECIAL 23 months	3.92%	4.00%
SPECIAL 13 months	3.44%	3.50%

^{*Annual Percentage Yield. APY is accurate as of today - February 2, 2023.

**Note: Minimum to open and obtain APY for all Share Certificates is $500. Fees may reduce earnings. For Share Certificates, penalties may apply for early withdrawal. Certificates require Credit Union Membership.}