OverviewHigher earnings than traditional savings accountsPut your money to work! A SEFCU Fixed-Rate Share Certificate* earns you higher dividends than many savings accounts, as long as you keep the money there for the length of the term. |
![]() Save faster!Keep your money here and earn a higher APY** than |
Features and BenefitsWorry-free earnings
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Rates
Fixed Rates
Term | Dividend Rate | Annual Percentage Yield** |
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3 months | 0.25% | 0.25% |
6 months | 0.25% | 0.25% |
9 months | 0.25% | 0.25% |
10 months | 0.25% | 0.25% |
12 months | 0.75% | 0.75% |
15 months | 0.75% | 0.75% |
18 months | 1.00% | 1.00% |
24 months | 1.00% | 1.00% |
30 months | 1.00% | 1.00% |
36 months | 1.00% | 1.00% |
48 months | 1.50% | 1.51% |
60 months | 1.50% | 1.51% |
Compare
See which account is best for you
Fixed-Rate Share Certificate
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Risk-Free Fixed Rate Share Certificate
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Apply Now
Open a SEFCU Fixed-Rate Share Certificate today
Current SEFCU member? Open Today |
Not a member? Join SEFCU |
Fixed-Rate Share Certificate
Earn steady dividends
Open with just $500
Guaranteed rate for 3-60 months
Open Today
More to think about...
Roth IRA
Fund Your Retirement
Earnings are tax-free
Grow your money faster than traditional savings
Preferred Savings Account
Need Immediate Access to Your Money?
Earn a dividend
Keep your access to funds
*Note: Minimum to open and obtain APY for all Share Certificates is $500. Fees may reduce earnings. For Share Certificates, penalties may apply for early withdrawal.
**Annual Percentage Yield. APY is accurate as of today - July 1, 2022.