Sometimes you need a fresh start!
Use this share-secured loan to help rebuild your credit.
Features & Benefits
|Index||Percent Above Index||Current APR|
|Primary Share Secured*||Current Primary Share dividend rate||0.70%||0.85%|
Apply for a SEFCU Fresh Start Loan today
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SEFCU’s Institute for Financial Well-Being provides free, online, instructor-led webinars on a host of topics to help individuals of all ages on their path to financial wellness.
Budgeting Basics: How to Grow Your Dough
Apply the 50-30-20 rule for determining fixed expenses, flexible spending, and financial goals. Explore the benefits of developing a written spending plan, how to track income and expenses, and strategies for record keeping through a scenario-based applied learning approach.
Tackle Your Debt
Develop an effective debt pay-down strategy. Gain an understanding for debt levels and reflect on what is considered good debt and bad debt. A basic budgeting framework is also discussed.
Understanding and Managing Credit
Financial decisions made today greatly impact your future. When using credit, you are spending your future income. This concept will be the backdrop while you explore managing credit responsibly, how to obtain credit, and the meaning of credit scores and credit reports.
More to think about...
Get your credit score for free!
Recommendations to improve your credit score
Resources to help strengthen your finances
Really Free Checking Account
No Fees. No Kidding!
Tied to your SEFCU Debit Mastercard®
No service fees or hidden costs
Grow Your Savings
Open with just $500
Terms from three months to five years