Special OfferBuy today and defer* your first payment for up to 6 months!Qualified members who purchase a new auto with a term of up to 60 months can have their first payment delayed for up to 6 months. Apply online or through a SEFCU Preferred Dealer. |
 Rates valid for model years 2017–2023 |
Features & BenefitsCompetitive rates
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Rates
New Car Loan ’21 – ’23
| Approximate Repayment Term | APR** as low as |
|---|---|
| 24 months | 1.74% |
| 36 months | 1.89% |
| 48 months | 1.89% |
| 60 months | 1.89% |
| 72 months | 2.14% |
| 84 months | 3.69% |
New Car Loan '17 - '20
| Approximate Repayment Term | APR** as low as |
|---|---|
| 24 months | 1.74% |
| 36 months | 1.89% |
| 48 months | 1.89% |
| 60 months | 1.89% |
| 72 months | 2.14% |
Apply Now
Apply for a SEFCU New Car Loan today
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Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
View documentation required for your loan application
New Car Loan
Rates as low as 1.74% APR
GAP insurance available
For vehicles model years 2017-2023
More to think about...
Auto-Buying Program
Enjoy a Fleet of Tools & Resources
Enjoy a hassle-free car-buying experience
Help with research, getting the best price, and more
Don't Forget Auto Insurance
Protect Your Ride
Protect against theft and damage
A must-have whether you own or lease
Online Loan Payments
Online loan payments
Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer
Products, services, terms, and conditions are subject to change without notice. All loans are subject to creditworthiness. SEFCU membership is required.
* Maximum loan is $50,000. Interest will continue to accrue during the six-month deferment. Other restrictions may apply.
** Annual Percentage Rate. Published rate applies to vehicle model years 2017 and newer. Rate listed assumes credit worthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 1.89% APR for 60 months, with no additional payment protection would be $437.35, or $201.90 biweekly. Rates accurate as of May 17, 2022 and subject to change without notice. SEFCU offers a rate reduction of 0.25% based on the published rate for Active U.S. Military and Veterans. Learn more about Paying it Back.