New Car & Motorcycle Loan

Special Offer

Buy today and defer* your first payment for up to 3 months!

Qualified members who purchase a new auto can have their first payment delayed for up to 3 months. Apply online or through a SEFCU Preferred Dealer.


Rates valid for

model years 2018–2024

Features & Benefits

Competitive rates

  • Finance your new car
  • Fixed rate for the life of the loan
  • Repayment terms from 24-84 months



New Car Loan ’18 – ’24

Approximate Repayment Term APR** as low as
24 months 4.49%
36 months 4.74%
48 months 4.99%
60 months 5.24%
72 months 5.49%
84 months 6.99%

Apply Now

Apply for a SEFCU New Car Loan today

Current SEFCU member?

Apply Today

Not a member?








View documentation required for your loan application

Visit a branch near you

Call 800-727-3328


Financial Education


New Car Loan

Rates as low as 4.49 % APR

GAP insurance available

For vehicles model years 2018-2024

View New Car Loans

More to think about...

Online Loan Payments

Online loan payments

Pay your SEFCU loan from an account at another financial institution from your phone, tablet, or computer

Products, services, terms, and conditions are subject to change without notice. All loans are subject to creditworthiness. SEFCU membership is required.
* Maximum loan is $50,000. Interest will continue to accrue during the three-month deferment. Other restrictions may apply.
** Annual Percentage Rate. Published rate applies to vehicle model years 2018 and newer. Rate listed assumes credit worthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 5.24% APR for 60 months, with no additional payment protection would be $475.55, or $219.66 biweekly. Rates accurate as of May 30, 2023 and subject to change without notice. SEFCU offers a rate reduction of 0.25% based on the published rate for Active U.S. Military and Veterans. Learn more about Paying it Back.