Payment Protection


Life happens...

That’s why SEFCU offers two types of payment protection to keep you covered in the event of the unexpected.

If you elected Credit Life and/or Disability Insurance on your SEFCU loan, underwritten by CMFG Life Insurance Company, and are experiencing a protected life event (loss of life or disability) due to COVID-19, please contact SEFCU to file a claim or discuss what benefits may be available under the policy coverage.


Shield in front of a stack of money


Features & Benefits

Ensuring you have options

Disability Insurance
Safeguard your finances—and peace of mind—against unexpected events or disability. Disability Insurance can reduce or pay off your covered loan, up to the policy maximum, in case of a covered life event or disability.

Credit Life Insurance
Together with Disability Insurance, Credit Life Insurance may help reduce or pay off your covered loan, up to the policy maximum, in the event of untimely death.

Coverage is designed to fit your needs, and you decide which payments you want to protect and the monthly premium may be added to your loan. Coverage is designed to fit your lifestyle, it is totally voluntary, it won't affect your loan approval, and it's simple to apply. You can sign up for credit insurance at your loan closing, or anytime you'd like.


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Payment Protection

Life happens. Be prepared.

Disability Insurance

Credit Life Insurance 

View Payment Protection

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. Your purchase of MEMBER'S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of terms.