OverviewAdded peace of mindOpen a SEFCU personal line of credit and forget about bounced checks (and their fees). |
![]() access up to $30,000 |
Features & BenefitsUse as overdraft protection
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Rates
Current Rates
Loan Sub-Account Description | Percent Above Index | Daily Periodic Rate | Present APR** as Low as |
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Rate may vary based on credit worthiness | 5.50% | 0.028082% | 10.25 |
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See which is best for you
Personal Line of Credit
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Personal Loan
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Apply Now
Apply for a SEFCU Personal Line of Credit today
Current SEFCU member? Apply Today |
Not a member? Join SEFCU |
Personal Line of Credit
Access cash when you need it
Connect to checking account to avoid overdrafts
Credit lines from $500-$30,000
Apply
More to think about...
Payment Protection
Keep Credit Strong
Helps cover credit card bills
Protects against covered life event or disability
New Car Loan
Buying a New Car?
Lower interest rate than a Personal Loan
Payments can be spread out up to 84 months
Home Equity Line of Credit
Use Your Home for Credit
Access extra cash when needed
Fixed and variable rates available
* Federal regulations allow only six electronic transfers per month from each savings account.
** Annual Percentage Rate is variable and is subject to change quarterly based on the Prime Rate in the Wall Street Journal on the first day of January, April, July and October. Prime Rate plus 5.5%, currently as low as 10.25% as of today – December 10, 2019 – and subject to change without notice.
†These transfers are subject to a fee as shown in the SEFCU fee schedule.
Each member on the account must apply for the Personal Line of Credit.
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