Routing Number 221373383
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Preferred Plus Savings

Overview

Premium earnings

You’ve worked hard to get where you are; now it’s time to let your money work hard for you. If you have $100,000 or more in savings deposits, we invite you to open a high-yield SEFCU Preferred Plus* Savings account.

 graph with money

Big Money = Big Rewards

Features & Benefits

Earn a higher yield

  • SEFCU Preferred Plus Savings features our highest dividend for savings accounts
  • Free overdraft transfers†
  • Free check orders (one order per 12 months), teller checks, and money orders
  • Free online, mobile, and text banking
  • Three free wire transfers per month
 no fees

 

Fees & Rates

Current Rates

Average Daily Tier Balances Dividend Rate Annual Percentage Yield** Minimum Balance to Obtain APY
Preferred Plus Savings $0 –$2,499.99 0.10% 0.10% N/A
Preferred Plus Savings $2,500.00 - $9,999.99 0.15% 0.15% $2,500.00
Preferred Plus Savings $10,000 - 24,999.99 0.15% 0.15% $10,000.00
Preferred Plus Savings $25,000 - $49,999.99 0.20% 0.20% $25,000.00
Preferred Plus Savings $50,000 - $99,999.99 0.25% 0.25% $50,000.00
Preferred Plus Savings $100,000–$249,999 0.35% 0.35% $100,000.00
Preferred Plus Savings $250,000–$499,999 0.45% 0.45% $250,000.00
Preferred Plus Savings $500,000–$999,999 0.45% 0.45% $500,000.00
Preferred Plus Savings $1,000,000+ 0.45% 0.45% $1,000,000.00

Fees

Item SEFCU Fee New York State Bank/Credit Union average fee^
(as of July 2019)

Overdraft Transfer

No fee

$7.48

Teller Check

No fee

$6.25

Money Order

No fee

$3.85

Below minimum average monthly balance *

$15

N/A

^ New York bank/credit union average fees are accurate as of July 2019 and are published in New York Credit Union Association’s RateWatch.

Compare

See which account is best for you

Preferred Plus Savings

  • For members with a balance of $100,000 or greater in savings deposits*
  • Free overdraft transfer†

Preferred Savings

  • No minimum opening deposit
  • Easy withdrawals and deposits

Learn More

Apply Now

Open a SEFCU Preferred Plus Savings account today

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Preferred Plus Savings

Earn even higher dividends

For members with balances greater than $100,000

Unlimited withdrawals and deposits

Free checks and money orders

 

View Preferred Plus

More to think about...

* The minimum balance to open this account is $100,000. If your average monthly balance for the statement period falls below $100,000.00, your account will be assessed a service fee as shown in the fee schedule   (Review the fee schedule).
** Annual Percentage Yield. Rate and APY are variable and are subject to change after the account is opened. APY is accurate as of today—October 20, 2020. Fees may reduce earnings.