Banking Features

Man and Woman leaning on a wall using smartphones

Member-Focused Services

Save time with services like free online and Text Banking, as well as convenient online bill pay and mobile payments.



Bank When and Where It’s Convenient

Between work, family, and other commitments, it can be hard to fit banking into your schedule. We’ve got your back, with free online banking, free Text Banking, Mobile apps, remote deposit, and, of course, fee-free ATMs. And with eStatements and eNotices, you can keep track of your account whenever you have a free moment.



55,000+ Fee-Free ATMs

You’ll find more than 100 SEFCU-owned ATMs at our branches and throughout our communities. Plus, we’re part of the Allpoint® ATM network, which means you have access to thousands of ATMs in the U.S., Canada, Mexico, Puerto Rico, Australia, and the UK. Find them in stores like CVS®, Walgreens®, Speedway®, and Target®.

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Payments Made Easy

No matter who you need to pay, SEFCU has a simple way to send money directly from your account—no check needed.

  • Bills to pay? We’ve got you covered.
  • Owe your friend money? We’ve got you covered there, too.
  • We even make it easy to link your SEFCU Mastercard® to Apple Pay™, Google Pay™ or Samsung Pay through Mobile Wallet.
  • Let us help you switch your Direct Deposit and automatic payments to SEFCU quickly and conveniently using ClickSWITCH.


Set It and Forget It

Put your banking on autopilot. You can have your paycheck or Social Security check automatically deposited into your Really Free Checking or savings account. And with an option to open a SEFCU Personal Line of Credit to cover checking overdrafts, you don’t have to worry about accidentally bouncing a check.

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Shop ’til You Drop

With a SEFCU Debit Mastercard® , you can enjoy savings and discounts, just by shopping at your favorite stores. And when it’s time to purchase any kind of gift, SEFCU makes it easy with Mastercard Gift Cards.



Money Management Made Easy

Maybe you want to track your spending. Or create a budget. Or even figure out when you can pay off a debt. As a SEFCU member, you have free access to MX Money Management. When you’re ready to plan for retirement, our Wealth Management Services can set you on the right path.

Ready To Join? Let's Get Started

Open your new SEFCU account and start taking advantage of all the benefits of SEFCU membership.