SEFCU Business Debit Mastercard®


Make Business Purchases Quickly and Securely

As a business owner, you deserve a fast, convenient, and secure way to make purchases and to make the most of every minute. That's why we offer the SEFCU Business Debit Mastercard®. Use it instead of checks to make purchases wherever Mastercard is accepted. 


line drawing of briefcase
Use at

85,000+ fee-free* ATMs

in U.S., Canada, Mexico, Australia, United Kingdom and Puerto Rico

Features & Benefits

Use instead of checks

  • Expanded purchasing power
  • Flexibility of having multiple corporate card users
  • Built-in insurance coverage for purchase security, auto rental, travel, and emergency assistance


credit card



Item SEFCU Fee New York State Bank/Credit Union average fee**
(as of July 2018)

Card Capture



Deposit Correction



Deposit of Empty Envelope



Non-sufficient Funds (NSF)



ATM Inquiry Fee (SEFCU ATMs, Allpoint®  and CO-OP Network ATMs)



ATM Inquiry Fee (Non-SEFCU ATMs)



ATM Foreign Transaction Fee (Non-SEFCU ATM withdrawal, includes POB transaction, except for Allpoint® ATMs)



Non-SEFCU ATM Withdrawal Attempt with NSF



POS Transaction – NSF



Replacement Card



Rush Replacement Card



Currency Conv. Fee Non-U.S. Funds

1% of transaction


Both the ATM Inquiry fee and the Foreign Transaction fee may be charged during the same visit to the non-SEFCU ATM if both transactions are performed.

** New York bank/credit union average fees are accurate as of July 2018 and are published in New York Credit Union Association’s RateWatch.

See full Business Banking Fee Schedule


Apply Now

Order a SEFCU Debit Mastercard® today

Current SEFCU member?

Apply Today

Not a member?



Visit a branch near you

Call 800-727-3328


SEFCU Business Debit Mastercard®

Use Instead of Checks

Flexibility of having multiple corporate card users

Fee-free ATM access

Order Today

View Debit Card

More to think about...

*Members are not required to pay a fee at Allpoint and CO-OP ATMs. If a charge screen appears during your Allpoint ATM transaction, enter “yes” to accept the charge and proceed with your withdrawal. The additional fee will not be deducted from your account. The savings can be $3 or more per transaction. Please note, at international Allpoint and CO-OP ATMs, you will still be responsible for any Foreign Currency transaction fees charged by Mastercard® or Visa®.