SEFCU Business Debit Mastercard®

Overview

Make Business Purchases Quickly and Securely

As a business owner, you deserve a fast, convenient, and secure way to make purchases and to make the most of every minute. That's why we offer the SEFCU Business Debit Mastercard^®. Use it instead of checks to make purchases wherever Mastercard is accepted.

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Use at

85,000+ fee-free* ATMs

in U.S., Canada, Mexico, Australia, United Kingdom and Puerto Rico

Features & Benefits

Use instead of checks

Expanded purchasing power
Flexibility of having multiple corporate card users
Built-in insurance coverage for purchase security, auto rental, travel, and emergency assistance

Fees

Item	SEFCU Fee	New York State Bank/Credit Union average fee** (as of July 2018)
Card Capture	$10
Deposit Correction	$7.50
Deposit of Empty Envelope	$15
Non-sufficient Funds (NSF)	$28	$33.02
ATM Inquiry Fee (SEFCU ATMs, Allpoint^® and CO-OP Network ATMs)	$0
ATM Inquiry Fee (Non-SEFCU ATMs)	$0.50^♦	$1.46
ATM Foreign Transaction Fee (Non-SEFCU ATM withdrawal, includes POB transaction, except for Allpoint^® ATMs)	$1.25^♦	$2.26
Non-SEFCU ATM Withdrawal Attempt with NSF	$0.30
POS Transaction – NSF	$28
Replacement Card	$5	$7.29
Rush Replacement Card	$25
Currency Conv. Fee Non-U.S. Funds	1% of transaction

^♦Both the ATM Inquiry fee and the Foreign Transaction fee may be charged during the same visit to the non-SEFCU ATM if both transactions are performed.

** New York bank/credit union average fees are accurate as of July 2018 and are published in New York Credit Union Association’s RateWatch.

See full Business Banking Fee Schedule