SEFCU Checking Accounts

What do we mean by free? Free from per-check charges, monthly service fees and ATM fees*. And, of course, free online and mobile app** banking!



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Really Free  Checking

Checking with member perks

No minimum balance

No maintenance fees or hidden charges

Free online, mobile, and Text Banking

Open Today

View Free Checking

Young Adult Checking

Special perks for students

Free mobile and online services

Fee-free ATMs*

Open Today

View Young Adult Checking

Overdraft Protection

Customized overdraft options

Provide peace of mind

Customizable based on your needs

Low fees 


Get Started

View Overdraft Protection

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More to think about...

*Members are not required to pay a fee at Allpoint and CO-OP ATMs. If a charge screen appears during your Allpoint ATM transaction, enter “yes” to accept the charge and proceed with your withdrawal. The additional fee will not be deducted from your account. The savings can be $3 or more per transaction. Please note, at international Allpoint and CO-OP ATMs, you will still be responsible for any Foreign Currency transaction fees charged by Mastercard® or Visa®. 
**Data and message rates may apply.
Ready To Join? Let's Get Started

Open your new SEFCU account and start taking advantage of all the benefits of SEFCU membership.