Personal Credit Cards

Credit without the cost: SEFCU credit cards have no annual fee, no balance transfer fee, and no foreign transaction fee.

Product Comparison View

3x on groceries

2x points on online purchases

1x points on all other purchases

APR For Purchases and Balance Transfers	APR for Cash Advances
As low as 11.99%***	As low as 13.99%***

1x points on all purchases
Points double when redeemed for travel

No balance transfer fee

No foreign transaction fee

APR For Purchases and Balance Transfers	APR for Cash Advances
As low as 9.99%***	As low as 11.99%***

1x points on all purchases

Lowest APR of all SEFCU credit cards

APR for Purchases and Balance Transfers	APR for Cash Advances
As low as 8.99%***	As low as 10.99%***

Provide peace of mind

Customizable based on your needs

Helps cover credit card bills

Protects against covered life event or disability

Borrow $500-$25,000

Enjoy competitive rates