Personal Credit Cards

Credit without the cost: SEFCU credit cards have no annual fee, no balance transfer fee, and no foreign transaction fee.

Product Comparison View

3x on groceries

2x points on online purchases

1x on all other purchases

APR For Purchases and Balance Transfers	APR for Cash Advances
As low as 11.24%***	As low as 13.24%***

1% cash back on all purchases

Points go twice as far when redeemed for travel

APR For Purchases and Balance Transfers	APR for Cash Advances
As low as 9.24%***	As low as 11.24%***

1% cash back on all purchases

Lowest APR of all SEFCU credit cards

APR for Purchases and Balance Transfers	APR for Cash Advances
As low as 8.24%***	As low as 10.24%***

Helps cover credit card bills

Protects against covered life event or disability

Borrow $500-$25,000

Enjoy competitive rates

Secured by your Share Certificate or savings

No annual fee