SEFCU Debit Mastercard®

Overview

An easy way to pay or access your checking account

Use your free SEFCU Debit Mastercard^® to pay for purchases, bills and recurring charges, and access your SEFCU Really Free Checking account from 85,000+ fee-free* ATMs across the globe.

Use at

85,000+ fee-free* ATMs

in U.S., Canada, Mexico, Australia, United Kingdom, and Puerto Rico

Features and Benefits

Use instead of checks

Free with your SEFCU Checking account
Use for purchases wherever Mastercard^®is accepted
Use to pay bills/recurring charges; transactions are free
Use to access your account at 85,000+ fee-free* ATMs, including Allpoint^® , NYCE networks and CO-OP Network ATMs
If your debit card is lost or stolen, notify SEFCU (800-727-3328) and your liability for unauthorized use is $0**
If you’re traveling abroad, call 1-800-727-3328 to ensure your debit card will work where you’re going

Fees

Item	SEFCU Fee	New York State Bank/Credit Union average fee^*** (as of July 2018)
Card Capture	$10	N/A
Deposit Correction	$7.50	N/A
Deposit of Empty Envelope	$15	N/A
Non-sufficient Funds (NSF)	$28	$33.02
ATM Inquiry Fee (SEFCU ATMs and Allpoint^® ATMs)	$0	N/A
ATM Inquiry Fee (Non-SEFCU ATMs)	$0.50^♦	$1.46
ATM Foreign Transaction Fee (Non-SEFCU ATM withdrawal, includes POB transaction, except for Allpoint^® ATMs and CO-OP Network ATMs)	$1.25^♦	$2.26
Non-SEFCU ATM Withdrawal Attempt with NSF	$0.30	N/A
POS Transaction – NSF	$28	N/A
Replacement Card	$5	$7.29
Rush Replacement Card	$25	N/A
Currency Conv. Fee Non-U.S. Funds	1% of transaction	N/A

^♦Both the ATM Inquiry fee and the Foreign Transaction fee may be charged during the same visit to the non-SEFCU ATM if both transactions are performed.

^***New York bank/credit union average fees are accurate as of July 2018, and are published in New York Credit Union Association’s RateWatch.

See Bill Pay fees