Resources and Rates

Most people don't exactly love researching rates or using a calculator... But, finding the best situation for you is important. Here is everything in one place to help figure that out.

Briefcase

Holiday Club

Current Rates

Minimum Opening Deposit Dividend Rate Annual Percentage Yield* Minimum Average Daily Balance to Obtain APY
$0.00 0.15% 0.15% $0.01

Mint Savings

Current Rates

Minimum Opening Deposit Dividend Rate Annual Percentage Yield* Minimum Average Daily Balance to Obtain APY
$0.01 0.15% 0.15% $0.01

Preferred Savings

Current Rates

Average Daily Tier Balances Dividend Rate Annual Percentage Yield* Minimum Balance to Obtain APY
Preferred Savings $0 - $2,499.99 0.15% 0.15% $0.01
Preferred Savings $2,500.00 - $9,999.99 0.25% 0.25% $2,500.00
Preferred Savings $10,000.00 - $24,999.99 0.25% 0.25% $10,000.00
Preferred Savings $25,000.00 –$49,999.99 0.25% 0.25% $25,000.00
Preferred Savings $50,000.00 - $99,999.99 0.49% 0.50% $50,000.00
Preferred Savings $100,000.00 - $249,999.99 0.74% 0.75% $100,000.00
Preferred Savings $250,000.00 - $499,999.99 0.89% 0.90% $250,000.00
Preferred Savings $500,000.00 - $999,999.99 0.99% 1.00% $500,000.00
Preferred Savings $1,000,000.00+ 1.24% 1.25% $1,000,000.00

Roth IRA

Tiered Dividends

Average Monthly Tier Balances Minimum Opening Deposit Minimum Balance to Obtain APY Dividend Rate Annual Percentage Yield*
Roth IRA $0 –$2,499.99 N/A $1.00 0.15% 0.15%
Roth IRA $2,500 –$9,999.99 N/A $2,500.00 0.25% 0.25%
Roth IRA $10,000 –$24,999.99 N/A $10,000.00 0.25% 0.25%
Roth IRA $25,000 –$49,999.99 N/A $25,000.00 0.25% 0.25%
Roth IRA $50,000 & over N/A $50,000.00 0.49% 0.50%

Traditional IRA

Tiered Dividends

Average Monthly Tier Balances Minimum Opening Deposit Minimum Balance to Obtain APY Dividend Rate Annual Percentage Yield*
Traditional IRA $0 –$2,499.99 N/A $1.00 0.15% 0.15%
Traditional IRA $2,500 –$9,999.99 N/A $2,500.00 0.25% 0.25%
Traditional IRA $10,000 –$24,999.99 N/A $10,000.00 0.25% 0.25%
Traditional IRA $25,000 –$49,999.99 N/A $25,000.00 0.25% 0.25%
Traditional IRA $50,000 & over N/A $50,000.00 0.49% 0.50%