As the demand for vacation rentals rises, there is also an increase in vacation rental scams. Follow the tips below to help detect and avoid vacation rental scammers.

SEFCU offers a variety of specialty accounts. If you are looking to open one of these accounts please bring all the documents under the checklist with you to your nearest SEFCU branch.

An overdraft occurs when (a) there is not enough money in the Available Balance in your checking account at the time a transaction is presented to SEFCU for payment or authorization OR (b) there is not enough money in the Current Balance in your checking account at the time a transaction is “posted” to your account, but in either case SEFCU pays the transaction anyway.

Click here for complete disclosure.

Instructions to set up Popmoney^®

Before you take that 0% financing offer let us help you calculate your best financing options. In many cases, when you take advantage of 0% financing, you lose access to valuable manufacturer rebates and incentives.

Here is an example of a 0% offer compared to SEFCU.

Need to update or change your name? Please bring a driver's License or government-issued ID with your new name into one of our SEFCU locations. The ID must have a photo.

If you do not have a new driver’s license or government-issued ID yet, you may use your old driver’s license or government issued ID displaying your old name along with one of the following: 

Unfortunately, in times of crisis, scammers may attempt to take advantage of you. SEFCU will never ask you for any confidential information via non-secure email. If you receive an email from SEFCU and are unsure of its legitimacy, contact us immediately. SEFCU has not and will not be sending any communications on behalf of the CDC or WHO requesting information or to download potentially harmful applications. Beware of phone calls and/or emails claiming they are from these organizations. If you are in doubt about who has contacted you, do not provide any requested information.

Beware of fraudulent text messages saying they are from [email protected] stating that “suspicious activity” was detected on their card. These messages are followed by a case number. Messages have also been received from Burns & McDonnell Credit Union.

Emergency contact numbers and tips to remember before, during, and after international travel with your SEFCU debit and credit cards.

ATMs offer us convenient, easy access to cash especially during hours when banks and credits unions are closed; but it’s important to keep personal safety a priority when using them. Follow these tips to protect yourself and your card information while using ATMs.

If you are enrolled in online banking, you can access your tax documents via the Mobile app or by logging into online banking. Here’s how: 

SEFCU Mobile app

1. Log into your account using SEFCU’s Mobile app.
2. Select the eStatements widget (you may need to click "More" to find eStatements, depending on how you have personalized your dashboard).
3. Select the “Tax Documents” option from the drop down to view your latest tax documents.

Online Banking

Deposits may be dropped off at any branch for processing. For “same-day” processing, deposits must be received by 3 p.m. Monday through Friday and by noon on Saturday. Deposits received after these times will be posted the next business day, as will deposits made on Sunday.

In order to process your deposit quickly and accurately, please follow the guidelines below:

Checks:

Most smartphones and many landline phones are equipped with Caller ID. Unfortunately, scammers can now manipulate caller ID functionality to spoof calls. When a call is spoofed, a specific phone number will appear, even though the caller may be calling from a completely different number. For example, a call showing up as the IRS on your Caller ID, may be a scammer calling with the intent of fraudulently gaining personal information from you. But there are steps you can take to protect yourself.

Keeping your accounts secure is SEFCU’s top priority, but there are also steps you can take to keep your information safe.  

Remember, SEFCU will never contact and ask you to provide: 

With just a few days left in the holiday shopping season, many people turn to online shopping to check off the remaining items on their shopping lists. Learn how to protect yourself from fraud with these helpful tips:

Its effect is subtle, yet significant. In retirement, you face a quiet financial threat. Over time, inflation may erode your purchasing power. If you want to maintain your quality of life in retirement, investing to beat inflation may be essential.

As we rely more and more on our on mobile devices for business and personal use, maintaining strong security protocols should be a top priority. It’s important to understand the two main types of mobile security – physical and data – and how you can protect your devices and your data.

Physical Threats

Please change my SEFCU share accounts to non-dividend bearing accounts. I understand that SEFCU normally pays dividends on share accounts, as reflected in account disclosures on sefcu.com, in the SEFCU Member Benefits Guide and in the SEFCU Business Benefits Guide and I am requesting that the credit union make an exception in this case.

I understand that under this arrangement my share accounts will not earn dividends and SEFCU will not be required to provide IRS information returns, including the 1099-INT.

In addition to saving for retirement, there may be several other major financial goals you'll need to juggle in your lifetime.

In the sports world, a mental error can cost your team the big game. When you are investing, a mental error can put your retirement portfolio at risk. Mistakes often result from letting misconceptions and emotions affect your decisions.

Creating a solid financial foundation can help investors stay focused no matter how the markets are performing.