SEFCU Share Certificates

If you don’t need to access your money right away, it can earn even more in a SEFCU Share Certificate.

coins and dollar sign



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Fixed-Rate Share Certificate

Earn steady dividends

Open with just $500

Guaranteed rate for 3-60 months


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Risk-Free Fixed-Rate Share Certificate

Steady rate with extra flexibility

Open with just $500

Flexibility to change term once within first six months


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Smart Sense Share Certificate

Especially for kids and teens

Open with just $50; can add to it over the term

Guaranteed rate for 18-36 months



Get Smart Sense

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More to think about...

Roth IRA

Fund Your Retirement

Earnings are tax-free

Grow your money faster than traditional savings

Ready To Join? Let's Get Started

Open your new SEFCU account and start taking advantage of all the benefits of SEFCU membership.