SEFCU Youth Accounts

It’s never too early to start saving. Smart planning is SEFCU’s specialty! 

Join our Youth Savings Challenge Sweepstakes


Reading Program

During the school year, students in grades K-12 can earn up to $10 during our Winter Reading Program. Members with active Smart Sense Savings Account could earn up to $10 this Winter!

  • Read books
  • Draw pictures
  • Write short reports
  • Add to your savings

Download Entry Form (pdf)

rubber duck


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Student Accounts

Share Certificates

Uniform Transfer to Minors Act (UTMA)

Transfer to your child when he/she turns 18 or 21

Open with just $1

Competitive rates

No fees


More on UTMA

Smart Sense Savings

Especially for kids


SEFCU deposits the first $1

Young Adult Checking available for 14+

No fees


View Smart Sense

Young Adult Checking

Special perks for students

Free mobile and online services

Fee-free ATMs*

Open Today

View Young Adult Checking

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More to think about...

Ready To Join? Let's Get Started

Open your new SEFCU account and start taking advantage of all the benefits of SEFCU membership.