OverviewA fee-free account for kidsA SEFCU Smart Sense Savings account makes it easy to teach your child to learn how to manage money.
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![]() Saving 25¢/day =$91.25 (+dividends) in a year |
Features & BenefitsHelp your kids save
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Rates
Fee-free savings account
Minimum Opening Deposit (SEFCU makes the first deposit) | Dividend Rate | Annual Percentage Yield* | Average Daily Balance to Obtain APY |
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$1.00 | 0.10% | 0.10% | $0.01 |
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See which account is best for you
Youth Savings
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UTMA
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Apply Now
Open a SEFCU Smart Sense Savings Account today
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Smart Sense Savings
Especially for kids
SEFCU deposits the first $1
Young Adult Checking available for 14+
No fees
More to think about...
Enroll in Tuition Rewards
Boost College Savings
Earn "points" on deposits in many SEFCU accounts
1 point = $1 to use toward private college tuition
Smart Sense Savings Certificate
Help Them Save Faster
Dividends start at 0.45% APY
No fees
* Annual Percentage Yield. Rate and APY are variable and subject to change after the account is opened. APY is accurate as of today – February 6, 2023. Fees may reduce earnings.