Used Car & Motorcycle Loan

Overview

Get pre-approved for a pre-owned.

Looking into a pre-owned vehicle? With a SEFCU used car or motorcycle loan, you can be sure you’re getting a great rate.

 

 Front of car

Rates valid for

Model years 2016 and older

Features & Benefits

Competitive rates

  • Finance a used car
  • Fixed rate for the life of the loan
  • Repayment terms up to 60 months
 clock

 

Rates

Used Car Loan ’15 – ’16

Approximate Repayment Term APR As Low As*
24 months 3.99%
36 months 3.99%
48 months 4.24%
60 months 4.74%

Used Car Loan ’14 and older

Approximate Repayment Term APR as Low as**
24 Months 6.74%
36 Months 6.74%
48 Months 6.99%

Apply Now

Apply for a SEFCU Used Auto Loan today

Current SEFCU member?

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View documentation required for your loan application

Visit a branch near you

Call 800-727-3328

Financial Education

Calculator

Used Car Loan

Rates as low as 3.99% APR

GAP insurance available (model years 2002 or newer)

For vehicles model years 2016 and older

Learn More

More to think about...

Products, services, terms, and conditions are subject to change without notice. All loans are subject to creditworthiness. SEFCU membership is required.
* Annual Percentage Rate. Published rate applies to vehicle model years 2015-2016. Rate listed assumes credit worthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 4.74% APR for 60 months, with no additional payment protection would be $469.67, or $216.96 biweekly. Rates accurate as of August 9, 2022 and subject to change without notice. SEFCU offers a rate reduction of 0.25% based on the published rate for Active U.S. Military and Veterans. Learn more about Paying it Back.   
** Annual Percentage Rate. Published rate applies to vehicle model years 2014 and older. Rate listed assumes creditworthiness. Other rates and terms may apply. Monthly loan payment example: a $25,000 loan at 6.99% APR for 48 months, with no additional payment protection would be $600.16, or $277.38 biweekly. Rates accurate as of August 9, 2022 and subject to change without notice. SEFCU offers a rate reduction of 0.25% based on the published rate for Active U.S. Military and Veterans. Learn more about Paying it Back.